Berita Harian Online Parah bil hospital
hrp2 contributer dia bukan dari kalangan kawan2 saya...
be wise guys...
Monday, January 24, 2011
Sunday, January 23, 2011
Ptptn bukan warisan pusaka d zaman silam...
Mesti de d antara kowank senasib ngan aku...
Hutang ptptn x abis2 d byr biar pon dh nk sedekad graduate...
ĦεεĦεε....ĦεεĦεε
Bukannya xnk byrkn... Tp byk lg commitment :P
Ptptn nie bukannya mcm adabi...
Warisan dr zmn silam...
It can b avoided...
N its start now from u...
Honestly... Hidup aku nie mcm ayam kais pg makan pagi...
Gaji sbulan... Bdesup... X sampai sejam panasnya...
Transfer sana sini... Dh defisit...
Technically insolvent...
Kt sini la insurance ble memainkn pranan...
Bukan jer medication smata2 tp ada saving, life, permanent disability n etc...
Mcm pru...
With mthly premium 100 jer dh ble cover mcm2...
500k nyer medication, up to 30k life n d cherry is kita still de saving...
Anything happen kt kita...
Premium utk anak2 kita adalah FOC (free of charge) n anak2 kita masih ble guna medical card tue in case of emergency wpun kita tiada lg nnt..
Ease of mind...
Sama lah...
Aku pon dulu x tau...
Skang brapa aku nyer mthly saving?
Zero... Yilek...
Tp brapa plak aku byr utk insurance kami skeluarga (aku, en. Hubby n anak2)????
750 per mth...
Knapa aku seberani itu?
Sbb aku dh sedar kpentingannya...
Aku smp pergi kelas kekononnya at 1st nk protect investment aku dlm prudential...
Tp last2 aku tsangkut jd agent...
Sumer nya coz aku trust d brand n product...
aku budget2 bila anak2 ku reach age of 20, ble lar bwk klua wit saving nie utk education dowank...
aku rasa2 kalu x sentuh saving nie, ble la dpt 30k mcm tue...
30k nie saving shj, medication what so ever x kacau saving nie...
nice rite...
bayangkn skali lg...
kalu kita wt saving asb smata2 what happen kalu tetiba jatuh sakit...
abis sumer saving... nnt bila nk guna utk education... kena la gak guna ptptn...
mmg tnyata prudential byk klebihan....
n skit sbanyak br kowank paham knapa aku soooo obses ngan pru...
sebagaimana kowank obses ngan dividen asb,...
kerana pru adalah simpanan education anak2ku...
so...
ketahuilah bhawa pinjaman ptptn ble di elakkan sebenarnya...
kannnn...
Sent by Maxis from my BlackBerry® smartphone
Hutang ptptn x abis2 d byr biar pon dh nk sedekad graduate...
ĦεεĦεε....ĦεεĦεε
Bukannya xnk byrkn... Tp byk lg commitment :P
Ptptn nie bukannya mcm adabi...
Warisan dr zmn silam...
It can b avoided...
N its start now from u...
Honestly... Hidup aku nie mcm ayam kais pg makan pagi...
Gaji sbulan... Bdesup... X sampai sejam panasnya...
Transfer sana sini... Dh defisit...
Technically insolvent...
Kt sini la insurance ble memainkn pranan...
Bukan jer medication smata2 tp ada saving, life, permanent disability n etc...
Mcm pru...
With mthly premium 100 jer dh ble cover mcm2...
500k nyer medication, up to 30k life n d cherry is kita still de saving...
Anything happen kt kita...
Premium utk anak2 kita adalah FOC (free of charge) n anak2 kita masih ble guna medical card tue in case of emergency wpun kita tiada lg nnt..
Ease of mind...
Sama lah...
Aku pon dulu x tau...
Skang brapa aku nyer mthly saving?
Zero... Yilek...
Tp brapa plak aku byr utk insurance kami skeluarga (aku, en. Hubby n anak2)????
750 per mth...
Knapa aku seberani itu?
Sbb aku dh sedar kpentingannya...
Aku smp pergi kelas kekononnya at 1st nk protect investment aku dlm prudential...
Tp last2 aku tsangkut jd agent...
Sumer nya coz aku trust d brand n product...
aku budget2 bila anak2 ku reach age of 20, ble lar bwk klua wit saving nie utk education dowank...
aku rasa2 kalu x sentuh saving nie, ble la dpt 30k mcm tue...
30k nie saving shj, medication what so ever x kacau saving nie...
nice rite...
bayangkn skali lg...
kalu kita wt saving asb smata2 what happen kalu tetiba jatuh sakit...
abis sumer saving... nnt bila nk guna utk education... kena la gak guna ptptn...
mmg tnyata prudential byk klebihan....
n skit sbanyak br kowank paham knapa aku soooo obses ngan pru...
sebagaimana kowank obses ngan dividen asb,...
kerana pru adalah simpanan education anak2ku...
so...
ketahuilah bhawa pinjaman ptptn ble di elakkan sebenarnya...
kannnn...
Sent by Maxis from my BlackBerry® smartphone
Saturday, January 22, 2011
Tutti fruity
Btempat d sbelah wangsa walk...
Aku men amik jer smua prasa n letak sstrawbery, markisa, gummy bear n marsh mellow skit...
Timbang2..
And harganya adalah...
RM23 hengget...
Tpaksa patah ke kreta amik duit coz budget td 20 jer...
Rasanya sgt sodap...
X muak...
Yummeh...
Pastikn bwk duit yg mcukupi yer kwn2...
Kalu x bikin malu mcm sy td...
Sent by Maxis from my BlackBerry® smartphone
U r not master of harry potter
Td dinner kt kedai syukur aka TGI friday...
De org tue blanja sbb ritu kalah betting...
Aku dh ckp HP, half blood prince tue nnt dumbledore tue akan mati...
Tp kekononnya dia lg teror n lyn smua crita tue compare to aku...
Hik3...
Kalah2...
Yeyeyeyeyye...
Burp...
New york strip my fav...
Thax sayang...
Mehla betting lg..
Sent by Maxis from my BlackBerry® smartphone
Friday, January 21, 2011
Yeppie bdey syahman...
Brapa angkanya?
Biarlah rahsia...
Bdey celebration kt manhattan fish ampang park...
Sbb bdey man suka fish n chip...
I hv to say, salmon dia mmg tbaik...
I'm loving it...
Thax cima coz sudi blanja kami makan...
Smoga cita2 bdey man utk tambah sowank lg bby tcapai...
آمِّينَ
>̴̴̴̴̴͡.̮Ơ̴͡"
Sent by Maxis from my BlackBerry® smartphone
Thursday, January 20, 2011
•determination•hardwork•faith•patient•
Lately aku smakin suka baca ayat2 pbakar smangat...
Suka search kt twitter...
Mmg aku mmerlukn smangat agar aku x bjuang sparuh jalan n surrender...
Aku pon x suka org slalu approach aku borak psl mlm or insurance...
Mcm tue ler org rasa...
Tp since i really trust d product...
N my azam nk hidup DEBT FREE, aku gagahi jgk...
Btapa d saat ini, aku sgt mmerlukn sokongan sumer org...
I know i can do it...
I know i can b a Gº°˚˚°ºooD agent...
Once aku dpt buktikn aku ble bjaya in part time
Aku x teragak2 nk wt in full time
So that i can hv more time b with my kids...
No more bibik yg memeningkn kpala aku nie...
So...
Keep d faith duhai ♡
(•̃-̮•̃)
Sent by Maxis from my BlackBerry® smartphone
Suka search kt twitter...
Mmg aku mmerlukn smangat agar aku x bjuang sparuh jalan n surrender...
Aku pon x suka org slalu approach aku borak psl mlm or insurance...
Mcm tue ler org rasa...
Tp since i really trust d product...
N my azam nk hidup DEBT FREE, aku gagahi jgk...
Btapa d saat ini, aku sgt mmerlukn sokongan sumer org...
I know i can do it...
I know i can b a Gº°˚˚°ºooD agent...
Once aku dpt buktikn aku ble bjaya in part time
Aku x teragak2 nk wt in full time
So that i can hv more time b with my kids...
No more bibik yg memeningkn kpala aku nie...
So...
Keep d faith duhai ♡
(•̃-̮•̃)
Sent by Maxis from my BlackBerry® smartphone
Wednesday, January 19, 2011
Health: Befriend your insurance agent
Health: Befriend your insurance agent
this soooooooo true friend.....
take ur sweet 2-3 minutes to read this :)
this soooooooo true friend.....
take ur sweet 2-3 minutes to read this :)
home school
byk sebenarnya kbaikan baca blog nie...
contohnya smangat aku skang tgh bkobar utk home school fara sendiri smentara nk tunggu nx year nk anto dia ke kumon...
td dh print from barney website, pic barney and friends...
blk nnt nk carik crayon n mulakn usaha...
yg pastinya taman perumahan aku akan d gegarkn lagi dgn suara ziana zain aku, yg give up dgn krenah fara...
hrp2 tidak begitu...
smoga kesabaran senantiasa bsama ku :)
utk utk kakak...
iman plak still kecik utk pegang2 crayon or color ni
so pe kita wt adalah......
biarkn dia mniarap n ddk dlm walker lebih lama
smoga dia cepat berjalan...
yeay...
saya sayang anak2 saya...
well sapa yg x kn :)
contohnya smangat aku skang tgh bkobar utk home school fara sendiri smentara nk tunggu nx year nk anto dia ke kumon...
td dh print from barney website, pic barney and friends...
blk nnt nk carik crayon n mulakn usaha...
yg pastinya taman perumahan aku akan d gegarkn lagi dgn suara ziana zain aku, yg give up dgn krenah fara...
hrp2 tidak begitu...
smoga kesabaran senantiasa bsama ku :)
utk utk kakak...
iman plak still kecik utk pegang2 crayon or color ni
so pe kita wt adalah......
biarkn dia mniarap n ddk dlm walker lebih lama
smoga dia cepat berjalan...
yeay...
saya sayang anak2 saya...
well sapa yg x kn :)
Wednesday, January 12, 2011
Red day
Dine in d KR, for quarter chic ble dpt 1 free meal, same meal...
But all this come w 1 condition...
Kena pakai somrthing or anything yg de unsur merah...
Fortunately, sarung bb aku merah, so ble la kami mrasa...
KR d midval...
Xyh Q pjg, skejap jer dpt seat...
Staff dowank pon ramai ken main...
Tp sayang nya xble pilih sidelines...
Kena amik whip potatoes, baked bean n coleslow...
Ok lar... End up bill w air, for 2 dlm 36 jer...
Antara nandoz n kr, aku prefer nandoz coz spicy n x cepat muak...
What about d rest of u?
Sent by Maxis from my BlackBerry® smartphone
.al-kisah.saya.iud.
الحمدلله...
Br lps slesai proses pmasangan IUD...
Nebes mmg nebes...
tp masa ia blangsung xla spt yg d pk kn...
Msk2 gynea in my case prof hatta (doc yg sambut fara n iman)
Dia akan consult dulu...
Soklan fav yg aku tanya, "sakit x"
Mmg cuak la coz xtau apa nk expect...
Prosedure bmula dgn scan dulu bhgn rahim kita
Then prof soh kang2 luas2 mcm nk bsalin...
Apa yg blaku lps tue, aku x nampak tp ble rasa la mcm dia mskkn corong...
Then mcm rasa something la dia mskkn utk wt pap smear...
X lama lps tue, dia soh nurse letak scan kt bhgn rahim n proses mmasukkn iud pon bmula...
Masih dlm posisi mngangkang...
Dia bkk kotak iud tue
N gunting tali then br mskkn ke dlm...
X tipu.. Mmg ble rasa sikit la...
Tp seyes x sakit...
Mata tgh tgk monitor scanner tue...
Skali2 prof ckp dh siap...
Walla....
Dia kasik rasa balance tali iud tue...
Spy kita senang nk cam masa what self checking nnt...
Mula2 rasa mcm bbeza skit
Even until now (dh kt rumah) still rasa mcm ada bende kt dlm bdn...
D best part is, kt midval td, rasa mcm bleeding...
Then msk kete sah bdarah...
Cepat2 ☎ cima, then dia ckp its normal...
For d 1st 2 days mmg akan bdarah skit...
Well itu la antara pngalaman aku mmakaian iud...
Eventho dh protected tp still rasa mcm was2,..
Takut preggy lg...mmg nk tp x at d moment...
Kasik iman n fara beso dulu :)
Sblm klua td sempat ckp kt doc, c u in 3 years...
Hahahha...
Blagaks sgh... Masa fara dulu pon ckp mcm tue gak kt dia..
Tp prof advise, utk wt pap smear annually sesambil tue ble check iud skali...
Sent by Maxis from my BlackBerry® smartphone
Br lps slesai proses pmasangan IUD...
Nebes mmg nebes...
tp masa ia blangsung xla spt yg d pk kn...
Msk2 gynea in my case prof hatta (doc yg sambut fara n iman)
Dia akan consult dulu...
Soklan fav yg aku tanya, "sakit x"
Mmg cuak la coz xtau apa nk expect...
Prosedure bmula dgn scan dulu bhgn rahim kita
Then prof soh kang2 luas2 mcm nk bsalin...
Apa yg blaku lps tue, aku x nampak tp ble rasa la mcm dia mskkn corong...
Then mcm rasa something la dia mskkn utk wt pap smear...
X lama lps tue, dia soh nurse letak scan kt bhgn rahim n proses mmasukkn iud pon bmula...
Masih dlm posisi mngangkang...
Dia bkk kotak iud tue
N gunting tali then br mskkn ke dlm...
X tipu.. Mmg ble rasa sikit la...
Tp seyes x sakit...
Mata tgh tgk monitor scanner tue...
Skali2 prof ckp dh siap...
Walla....
Dia kasik rasa balance tali iud tue...
Spy kita senang nk cam masa what self checking nnt...
Mula2 rasa mcm bbeza skit
Even until now (dh kt rumah) still rasa mcm ada bende kt dlm bdn...
D best part is, kt midval td, rasa mcm bleeding...
Then msk kete sah bdarah...
Cepat2 ☎ cima, then dia ckp its normal...
For d 1st 2 days mmg akan bdarah skit...
Well itu la antara pngalaman aku mmakaian iud...
Eventho dh protected tp still rasa mcm was2,..
Takut preggy lg...mmg nk tp x at d moment...
Kasik iman n fara beso dulu :)
Sblm klua td sempat ckp kt doc, c u in 3 years...
Hahahha...
Blagaks sgh... Masa fara dulu pon ckp mcm tue gak kt dia..
Tp prof advise, utk wt pap smear annually sesambil tue ble check iud skali...
Sent by Maxis from my BlackBerry® smartphone
Tuesday, January 11, 2011
Fara oh fara
Slain ngacau org solat...
Fav action dia suka, sakat adik...
Adik iman redha jer kena bully...
Tp kalu sakit sakit kena cubit kakak, br adik iman nangis...
Iman is fara's biggest fan...
Tkeleng2 kpala tgk tletah kakak dia :)
Cepat mbesar iman, teman kakak fara main...
Silap2 nnt iman bully kakak blk..
Skang pon bdn dowank dh lebih kurang sama beso...
Sent by Maxis from my BlackBerry® smartphone
Kakak fara dh smakin mbesar
Br lps baca 1 blog nie crita pkembangan anak dia...
Very inspiring n enlighten me ways to raise my kids..
Mulai rini, xnk bahasa kn aku kau ngan fara (yups ayat yg slalu aku gunakn kalu marah dia)
Fara dh bijak, dia dh phm n gunakn balik pkataan2 yg dia dgr...
Fara dh besar
Mcm biasa la xtvt kitowank sefamily blaku kbanyakkannya d dlm blk
De comforter nie de pic of animal
Fara slalu tanya nama2 animal tue i.e. Frog, duck, turtle
Stiap hari dia akan tunjuk pic tue n tanya aku
Satu hari aku tanya blik "pic apa tue?"
Dia jwb "tetel" for turtle "duck" "pish"
Bijak2....
Pernah gak ritu, dia tunjuk pic tue kt iman n mula mngajar iman...
So sweet :)
Fara kalu dia 'yak', dia akan jerit nama bibik
"Bibik!!!! Yak" nnt bibik blari g basuhkn yak
Kalu bibik tgh sibuk, fara jerit2 nama bibik, bibik akan sahut yes... Mana... Where r u...
Bibik dh bijak bbahasa english
Fara dh mbesar
De byk sketsa lg cik fara nie
Nnt la time to time aku crita
Yg penting lps nie pgunaan mama n fara akan obsolete pgunaan aku n kau...
TQ blogger :)
Sent by Maxis from my BlackBerry® smartphone
Very inspiring n enlighten me ways to raise my kids..
Mulai rini, xnk bahasa kn aku kau ngan fara (yups ayat yg slalu aku gunakn kalu marah dia)
Fara dh bijak, dia dh phm n gunakn balik pkataan2 yg dia dgr...
Fara dh besar
Mcm biasa la xtvt kitowank sefamily blaku kbanyakkannya d dlm blk
De comforter nie de pic of animal
Fara slalu tanya nama2 animal tue i.e. Frog, duck, turtle
Stiap hari dia akan tunjuk pic tue n tanya aku
Satu hari aku tanya blik "pic apa tue?"
Dia jwb "tetel" for turtle "duck" "pish"
Bijak2....
Pernah gak ritu, dia tunjuk pic tue kt iman n mula mngajar iman...
So sweet :)
Fara kalu dia 'yak', dia akan jerit nama bibik
"Bibik!!!! Yak" nnt bibik blari g basuhkn yak
Kalu bibik tgh sibuk, fara jerit2 nama bibik, bibik akan sahut yes... Mana... Where r u...
Bibik dh bijak bbahasa english
Fara dh mbesar
De byk sketsa lg cik fara nie
Nnt la time to time aku crita
Yg penting lps nie pgunaan mama n fara akan obsolete pgunaan aku n kau...
TQ blogger :)
Sent by Maxis from my BlackBerry® smartphone
Monday, January 10, 2011
BOP d builder can we fix it?
BOP topic tue bkn refer so much kt "bob d builder" cartoon tue tp "business opportunity presentation" which i attended last saturday :)
Ke arah mjadi agent prudential
Ini adalah salah satu langkah pmulaan sblm bgelar agent...
This is where d "sivaji d boss" atau any1 yg dh success dlm bidang nie wt presentation, where is d future...
Mmmmm... Ramai yg bjaya tp adakah anda salah sowank dr nya?
Nothing much n jdkn diri kita makin takut plak coz desakan utk wt full time?
Nx Q, am i ready to gv up my secure job for d uncertainty job?
The YES or NO, aku bg diri aku sendiri masa hingga akhir thn nie...
Sblm start BOP, de la class dowank wt psl product...
Wt aku lg determined nk jd agent
I ♡ d product n i wanna share w others...
BOP dh g
Bowank nk jd agent pon dh amik
Nx step is, exam of which dono when
Must do tons n tons of reading lor...
Ramai ckp xyh g class pon xpe tp aku ttp nk g class dia coz nk tambahkn knowledge, for me atlease coz aku pon de insurance...
Atlease aku tau, apa product yg aku beli n dok byr tetiap bln nie...
Misi aku dlm jd agent nie, nk jd agent yg besh sebesh agent aku serve aku slama nie...
Sent by Maxis from my BlackBerry® smartphone
Ke arah mjadi agent prudential
Ini adalah salah satu langkah pmulaan sblm bgelar agent...
This is where d "sivaji d boss" atau any1 yg dh success dlm bidang nie wt presentation, where is d future...
Mmmmm... Ramai yg bjaya tp adakah anda salah sowank dr nya?
Nothing much n jdkn diri kita makin takut plak coz desakan utk wt full time?
Nx Q, am i ready to gv up my secure job for d uncertainty job?
The YES or NO, aku bg diri aku sendiri masa hingga akhir thn nie...
Sblm start BOP, de la class dowank wt psl product...
Wt aku lg determined nk jd agent
I ♡ d product n i wanna share w others...
BOP dh g
Bowank nk jd agent pon dh amik
Nx step is, exam of which dono when
Must do tons n tons of reading lor...
Ramai ckp xyh g class pon xpe tp aku ttp nk g class dia coz nk tambahkn knowledge, for me atlease coz aku pon de insurance...
Atlease aku tau, apa product yg aku beli n dok byr tetiap bln nie...
Misi aku dlm jd agent nie, nk jd agent yg besh sebesh agent aku serve aku slama nie...
Sent by Maxis from my BlackBerry® smartphone
Saturday, January 8, 2011
Kata datuk gmd...
Pg jumaat yg cerah, btukar mjadi suram n kalu de sound effect halilintar, perfectly utk describe prasaan kami yg sejam lebih kena tadah tlinga dgr org yg mngaku "x kisah" tp sbnrnya mnipu diri sendiri...
Bowink aku mmikirkannya...
Mlainkn org kuat bodek dia, i bet smua discuss ttg isu ini spanjang d opis smalam...
Malas aku nk crita tp bottom line nya...
Apa yg dia nk kata adalah, matlamat bank thn ini adalah "ke arah zero poison letter"...
Lawakkan...
Hahahahhahah...
Sbg sowank boss yg mngaku diri bwibawa, keje ngan multinasional comp, d biggest bank in malaysia, he suppose to come n save us...
Be a savior, a knight n show us d way...
Kalu benar apa yg kitowank n senior2 tdahulu wt slama nie salah...
Nie talk... Talk... Talk... Like we r stupid person... No education...
What I'm looking forward for yesterday's nyer ucapan is direction of the bank, after almost 20 ppl kena buang thru mss...
But what we heard was... His frustration over d bank...
Mmmmmmmm....
Cukupla skit luahan prasaan psl dia...
Bowink...
Tp pngajaran yg aku dpt dr datuk adalah...
Hv personal "value added"..
a) To sustain n successful, must hv a so called value added...Hv a quality n thing that other ppl don't hv... B different...
b) what ever we do, kena pk kn our 2nd way out. Yups, makan gaji still our priority but what will happen if we no longer be needed? R we going to broke down n cry? If want to move forward, what is d plan? Kena la siapkn diri dr skang... we don't want it to happen but if its does, atlease kita dh prepare n ble persetankn sumer nya...
c) in order to achieve above, kena RAJIN!!! N d reason aku letak topic ini dlm nie adalah sbg ingatan. In future, aku malas atau hilang smangat... Aku akan baca topic aku nie...
JAJA... tlg jgn MALAS...
Maintain d way u r but hv something extra to make u different n a step fwd than others...
-fin-
Sent by Maxis from my BlackBerry® smartphone
Bowink aku mmikirkannya...
Mlainkn org kuat bodek dia, i bet smua discuss ttg isu ini spanjang d opis smalam...
Malas aku nk crita tp bottom line nya...
Apa yg dia nk kata adalah, matlamat bank thn ini adalah "ke arah zero poison letter"...
Lawakkan...
Hahahahhahah...
Sbg sowank boss yg mngaku diri bwibawa, keje ngan multinasional comp, d biggest bank in malaysia, he suppose to come n save us...
Be a savior, a knight n show us d way...
Kalu benar apa yg kitowank n senior2 tdahulu wt slama nie salah...
Nie talk... Talk... Talk... Like we r stupid person... No education...
What I'm looking forward for yesterday's nyer ucapan is direction of the bank, after almost 20 ppl kena buang thru mss...
But what we heard was... His frustration over d bank...
Mmmmmmmm....
Cukupla skit luahan prasaan psl dia...
Bowink...
Tp pngajaran yg aku dpt dr datuk adalah...
Hv personal "value added"..
a) To sustain n successful, must hv a so called value added...Hv a quality n thing that other ppl don't hv... B different...
b) what ever we do, kena pk kn our 2nd way out. Yups, makan gaji still our priority but what will happen if we no longer be needed? R we going to broke down n cry? If want to move forward, what is d plan? Kena la siapkn diri dr skang... we don't want it to happen but if its does, atlease kita dh prepare n ble persetankn sumer nya...
c) in order to achieve above, kena RAJIN!!! N d reason aku letak topic ini dlm nie adalah sbg ingatan. In future, aku malas atau hilang smangat... Aku akan baca topic aku nie...
JAJA... tlg jgn MALAS...
Maintain d way u r but hv something extra to make u different n a step fwd than others...
-fin-
Sent by Maxis from my BlackBerry® smartphone
Sunday, January 2, 2011
Sarapan di mana?
Sini offer variety of Gº°˚˚°ºooD bfast..
Lps makan, kenyang ble bwk anak2 main kt tmn ☺
A purrfect way to spend time with family kan...
Favorite aku kt sini mee kicap...
Makan n cili padi..
Nyummeh...
Then de kopitiam...
Tboik roti n telo n air dia...
Long Q of nasik lemak (aku x gemo sgt nasik dia)...
K, jgn lupa bwk family spend morning kt sana...
Sent by Maxis from my BlackBerry® smartphone
Saturday, January 1, 2011
New job? part time job?
salah satu nie kena de utk survive d 2011...
Big portion of $ akan d salurkn utk byr duit rumah yg akan siap hujung thn nie...
Jd... I need better salary atau additional income utk lerbih survival...
NEW JOB
------
Kakak aku ckp, dgn qualification n experience yg aku de, apa yg aku earn skang kecik jika nk d compare dgn market...
Aku spatutnya dh bgaji 5k above...
Opkos keje aku skang agak leisure n I'm doing things that I love which is shipping tp aku kena carik keje len kalu nk family lebih selesa...
PART TIME
--------
Aku bhasrat utk wt part time as insurance agent...
Prudential...
Y pru?
Coz I really trust d product...
Its x like MLM or what so ever...
Its a crucial thing yg smua spatutnya kena de tp dowank x sedar mgenainya...
Knapa dowank x sedar?
Coz cetek pgetahuan...
Sama spt aku satu ketika dahulu...
Health is some that we cant compromise...
Quarter of my salary abis kt insurance sbg plindungan utk anak2ku...
Health n education, future mreka...
Insyaallah aku ble wt insurance nie coz I really trust d product n brand...
Cuma 1st move is always b d hardest thing...
Bukan senang nk convince org woiiii...
Hrp2 luck akan mnyebelahi aku d 2011 ini...
Amin...
Sent by Maxis from my BlackBerry® smartphone
Big portion of $ akan d salurkn utk byr duit rumah yg akan siap hujung thn nie...
Jd... I need better salary atau additional income utk lerbih survival...
NEW JOB
------
Kakak aku ckp, dgn qualification n experience yg aku de, apa yg aku earn skang kecik jika nk d compare dgn market...
Aku spatutnya dh bgaji 5k above...
Opkos keje aku skang agak leisure n I'm doing things that I love which is shipping tp aku kena carik keje len kalu nk family lebih selesa...
PART TIME
--------
Aku bhasrat utk wt part time as insurance agent...
Prudential...
Y pru?
Coz I really trust d product...
Its x like MLM or what so ever...
Its a crucial thing yg smua spatutnya kena de tp dowank x sedar mgenainya...
Knapa dowank x sedar?
Coz cetek pgetahuan...
Sama spt aku satu ketika dahulu...
Health is some that we cant compromise...
Quarter of my salary abis kt insurance sbg plindungan utk anak2ku...
Health n education, future mreka...
Insyaallah aku ble wt insurance nie coz I really trust d product n brand...
Cuma 1st move is always b d hardest thing...
Bukan senang nk convince org woiiii...
Hrp2 luck akan mnyebelahi aku d 2011 ini...
Amin...
Sent by Maxis from my BlackBerry® smartphone
Friday, December 31, 2010
Happie new year 2011
Papai 2010...
Usah toleh blakang lg...
Hanya bawa pgajaran terdahulu ke 2011 ini...
Azamku?
- Cukupkn solat 5 waktu
- Kurangkn berat badan
- msk marathon
- jd part time prudential yg bjaya...
sama2 kita doa2kn yg tbaik yer smua...
Yeppie 2011 ☺
Sent by Maxis from my BlackBerry® smartphone
Usah toleh blakang lg...
Hanya bawa pgajaran terdahulu ke 2011 ini...
Azamku?
- Cukupkn solat 5 waktu
- Kurangkn berat badan
- msk marathon
- jd part time prudential yg bjaya...
sama2 kita doa2kn yg tbaik yer smua...
Yeppie 2011 ☺
Sent by Maxis from my BlackBerry® smartphone
Saturday, December 25, 2010
DIA anak yg baik
When was d last time kowank guna public phone?
Mesti dh lama kn...
Td aku sesat dlm klcc...
Bayangkn ngan hp n duit kt DIA...
Mmg haru xde hp nie...
Nasib de 60 sen balance duit g psr pg td...
Abis 60sen utk ckp x sampai seminit...
Mahal kn...
Dulu sposen ble guna smp 3 minute..
Skang letak sposen, connect jer tros tlipon tue bbunyi soh tambah duit lg...
Ohhh... Rupanya DIA d kedai buku, cr buku utk bapanya...
Aku pk tujuan DIA ke sana nk bwk anak2 jln2...
No wonder de tenaga nk ke sana wpun br blk kenduri...
Kbiasaannya, nk baring kejap lar...
Byk helah...
Dh buku xde tros d ajak pulang, x bwk pon anak2 tgk fountain...
Kesian...
Tp sy x marah..
Sbb itu adalah tuntutan agama, klurga DIA no 1...
Dlm hati sy bdoa spy anak2 akan jd mcm DIA, babah mereka...
DIA mmg anak yg baik...
Xble nk kata apa lar...
Sent by Maxis from my BlackBerry® smartphone
Mesti dh lama kn...
Td aku sesat dlm klcc...
Bayangkn ngan hp n duit kt DIA...
Mmg haru xde hp nie...
Nasib de 60 sen balance duit g psr pg td...
Abis 60sen utk ckp x sampai seminit...
Mahal kn...
Dulu sposen ble guna smp 3 minute..
Skang letak sposen, connect jer tros tlipon tue bbunyi soh tambah duit lg...
Ohhh... Rupanya DIA d kedai buku, cr buku utk bapanya...
Aku pk tujuan DIA ke sana nk bwk anak2 jln2...
No wonder de tenaga nk ke sana wpun br blk kenduri...
Kbiasaannya, nk baring kejap lar...
Byk helah...
Dh buku xde tros d ajak pulang, x bwk pon anak2 tgk fountain...
Kesian...
Tp sy x marah..
Sbb itu adalah tuntutan agama, klurga DIA no 1...
Dlm hati sy bdoa spy anak2 akan jd mcm DIA, babah mereka...
DIA mmg anak yg baik...
Xble nk kata apa lar...
Sent by Maxis from my BlackBerry® smartphone
Friday, December 24, 2010
Karaoke
~Once upon a time~
Yow chuan jer
Sgt famous tmt nya...
Dpn ngan opis jer-cross jln-naik lif-dh smp...
Lagu2 yg d nyanyikn sumer yg tinggi2
Tahap nk pecah adam's apple...
X suka nyanyi share2...
Nk solo... Br feel...
Nyanyi ala2 nk msk ptandingan...
Lepak2 kt dorai agak2 tdengar apa2 lagu besh skit, saling bpandangan
tros byr duit makan kt mamak, naik putra n ke low yat...
Itu adalah satu "panggilan"...
~and they live happily ever after~
Anak pon dh dua...
Low yat / ampang park (dh bpindah) trasa dh best---- busuk...
Upgrade redbox kekonon more family n homey...
Lagu2 pon dh x larat nk tarik...
Byk urat dh putus masa bsalin ritu...
Need back-up... Dh x kisah nyanyi ramai2...
Lagu2 indon dh makin byk d nyanyi, lebih rilex n layback...
Skang 10 kali "panggilan" pon dh x be nk g...
Tringat anak masih kecik lg...
But once in a while kena g...
Hik3...
Sent by Maxis from my BlackBerry® smartphone
Yow chuan jer
Sgt famous tmt nya...
Dpn ngan opis jer-cross jln-naik lif-dh smp...
Lagu2 yg d nyanyikn sumer yg tinggi2
Tahap nk pecah adam's apple...
X suka nyanyi share2...
Nk solo... Br feel...
Nyanyi ala2 nk msk ptandingan...
Lepak2 kt dorai agak2 tdengar apa2 lagu besh skit, saling bpandangan
tros byr duit makan kt mamak, naik putra n ke low yat...
Itu adalah satu "panggilan"...
~and they live happily ever after~
Anak pon dh dua...
Low yat / ampang park (dh bpindah) trasa dh best---- busuk...
Upgrade redbox kekonon more family n homey...
Lagu2 pon dh x larat nk tarik...
Byk urat dh putus masa bsalin ritu...
Need back-up... Dh x kisah nyanyi ramai2...
Lagu2 indon dh makin byk d nyanyi, lebih rilex n layback...
Skang 10 kali "panggilan" pon dh x be nk g...
Tringat anak masih kecik lg...
But once in a while kena g...
Hik3...
Sent by Maxis from my BlackBerry® smartphone
Thursday, December 23, 2010
Trust things that u gonna sell
Aku dpt mjangkakan smua akan mnyampah bila baca entry aku kali nie...
Dulu aku pon mcm tue... Bila sebut/jumpa org2 dia, cuba skip n larikn diri...
Xde kesedaran...
Tp bila tgk kaum lain n tjadi pd org skeliling n anak sendiri....
Baru tsedar...
Dulu aku pon mcm tue... Bila sebut/jumpa org2 dia, cuba skip n larikn diri...
Xde kesedaran...
Tp bila tgk kaum lain n tjadi pd org skeliling n anak sendiri....
Baru tsedar...
...PRUDENTIAL...
Apa yg mnyebabkn kami skeluarga trust d brand:-
A) ritu kt opis aku, ada sowank nie d brentikn atas alasan kesihatan. Bayangkn abg tue +ve cancer (x igt cancer apa) n at d same time wife dia, a housewife pon kena... Ngan anak2 yg masih bsekolah n pnyakit dia n wife dia... Sapa nk biayai seisi kluarga.
B) kisah nie br blaku. Agen aku skang kt kota baru. Nk collect doc, sowank client dia br mninggal, sesak nafas. Wife x keje, anak 8. Dia br register pru last june. الحمدلله dpt la seisi kluarga mnampung idup dgn rm150k life insurance dia smentara nk kluakn epf arwah, itu pon kalu dia wt pnama. Kalu x wt..... Tunggu la lg 2-3 thn, nk kena claim n byr amanah raya lg.
C) thn 2010 nie, 3 kali aku n en hubby tido spital gara2 fara kena msk spital. Infection itu ini. الحمدلله opis cover tp dr segi blk, dia cover 170 jer pernite. Specialist hotel, utk blk sowank mana la de blk semurah itu n aku plak nk blk sowank spy lebih slesa nk jaga anak. Bhabis byk utk anto specialist coz nk anakku dpt yg tbaik. الحمدلله allowance insurance fara dpt la gak mbantu kami cover kos ward.
D) smasa d spital, aku n en. Hubby prasaan, kt kaunter insurance tue, kaum cina saja yg blambak d sana. Knapa ek??? Sbb dowank tau btapa pentingnya prubatan. Sowank cina nie pernah kasik tau aku, bg kaum dowank ada 3 ke 4 mende yg sgt penting ehich is HOUSE, SAVING, SHARE n INSURANCE (correct me if I'm wrong) tp mende2 nie wajib ada.
E) spt yg sumer tahu, en. Hubby 1 of gomen servant. Kami skeluarga were covered by gomen tp perlu d rawat d spital krajaan. Aku bjaya advise en. Hubby. Yelah nnt dia sakit kena Q utk dptkn rawatan doctor pakar. Comp dia x cover kalu msk spital pkar wpun organize by spital krajaan. En. Hubby awal2 dh pesan, kalu dia sakit ke apa dia nk g ukmsc. Dia suka lynan dowank masa aku branak ritu n dia still nk support spital2 gomen. Wokeh darling, kalu u benti smooking ان شاء الله lama lg nk msk spital :p.
F) kowank tau x, insurance hanya ble wt time kita sihat sjahtera. Time dh de pnyakit dh xble nk cover, kalu ble pon sgt leceh procedurenya. Ramai yg kata, xpe opis cover A-Z on medical. Xnk abiskn duit utk mende yg x perlu. Tp kita kena igt, bila kita sihat sumer org suka n sayang tp masa sakit? Opis pon xnk incure cost mlambung utk byr medical bill kita. Seyes... As a prove, this year opis aku wt mss (mutual separation scheme) ramai yg kena buang atas factor ksihatan. Sapa nk byr bil2 medical dowank pas nie? U might say ble g spital krajaan :) kalu ble g specialist, mesti kita g kn :)
Tp seyes, lps aku wt pru utk anak2, aku rasa tenang skit. Atlease when I'm gone, in term of medical dh d jaga. Insurance dunia dh ada, cuma skang nk mcari insurance utk akhirat :)
Wpun aku wt x byk, atlease ada dr xde kn...
Hrp2 kita wt kputusan yg bijak.
Aku pon x janji pru nie tbaik atau x, tp so far antara x d insure n d insure.... Aku dh wt yg tbaik utk kami skeluarga...
Xnk dh sakit nnt kena susahkn/mrayu org len utk bantuan...
X kisah lah kita wt ngan pru atau ing, atau any other products...
Choose wisely n be safe everybody...
Kita x mendoakan utk sakit...
Tp kita dh bsedia dr skang utk itu...
Igt 5 pkara sblm 5 pkara,
One of which is
"SIHAT SEBELUM SAKIT"
Sent by Maxis from my BlackBerry® smartphone
Subscribe to:
Posts (Atom)